THE POLICY EDGE
Expert Commentary

14 July 2026

Beyond Expanding Access: India's Next Development Challenge

NFHS-6 suggests that after two decades of expanding access, India’s next development gains will depend increasingly on how well public systems deliver quality services

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For much of the past two decades, India’s development strategy was defined by expanding access to services from which large sections of the population had long been excluded. Public policy focused on bringing more citizens into schools, health facilities, financial systems and digital networks, fundamentally expanding the reach of the state. As a result, fertility has fallen to replacement level, institutional deliveries have become the norm, childhood immunisation has expanded significantly, women’s bank account ownership has increased sharply and digital connectivity now reaches much of the country.

The sixth National Family Health Survey (NFHS-6, 2023-24) suggests that this phase of development is approaching maturity. While important coverage gaps remain in some regions and among vulnerable populations, India’s principal policy challenge is becoming one of institutional performance alongside continued expansion where gaps persist. Across health, demography and digital inclusion, future progress will increasingly depend on how effectively public systems improve people’s lives after access has been established.

Success Creates New Policy Questions

These achievements have altered the social and demographic context within which policy now operates. Changing marriage patterns, higher educational attainment and rising workforce aspirations, particularly among women are reshaping family formation and household decision-making, while increasing longevity is creating new demands for healthy ageing, long-term care and financial security.

As these social transitions gather pace, public institutions must become more responsive to diverse needs across the life course rather than relying primarily on expanding access.

The shift is particularly visible in public health. India has substantially expanded antenatal care, institutional deliveries and childhood immunisation through sustained investments in improving access. As coverage matures, however, the marginal gains from further expansion naturally diminish, making service quality the principal determinant of better health outcomes.

An antenatal visit should therefore be judged not simply by whether it occurs, but by whether it identifies a high-risk pregnancy early, ensures timely management and referral, manages complications such as gestational diabetes or hypertension and provides appropriate postpartum follow-up. Institutional delivery fulfils its purpose only when emergency obstetric care, skilled personnel and referral systems function reliably. Likewise, immunisation programmes need to be complemented by nutrition support, early childhood development and continuity of care.

The same transition is evident in India’s evolving disease burden. While undernutrition and infectious diseases remain important concerns, obesity, diabetes, hypertension and other non-communicable diseases are becoming more prevalent. Unlike acute illnesses, chronic diseases require health systems capable of sustained engagement rather than episodic intervention. Integrated primary healthcare, coordinated service delivery and long-term patient management therefore become central measures of system performance.

A similar shift is taking place beyond healthcare. Mobile phone ownership, financial inclusion and digital public infrastructure have expanded access to services and opportunities on an unprecedented scale. Yet their developmental value ultimately depends on whether citizens possess the capabilities, confidence and institutional support needed to convert access into meaningful social and economic participation.

Measuring Success Differently

Policy objectives are evolving, and the metrics used to evaluate success must evolve with them. Health systems should assess successful management of high-risk pregnancies and chronic diseases rather than merely counting service contacts. Financial inclusion should be judged by active usage, financial resilience and informed decision-making rather than account ownership alone. Digital inclusion should measure capability and meaningful participation rather than access to devices. 

The implications extend well beyond individual sectors. As India’s development matures, sustained progress will depend less on expanding programmes than on strengthening the capability of public systems to deliver consistently high-quality outcomes. India’s development challenges have not diminished; they have matured. Public policy must now mature with them.

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